INTERACTIVE CALCULATOR
Emergency fund
Set your own coverage target and see how long it could take.
UNDERSTAND YOUR NUMBERS
How to read your result
A worked example
€1,300 of essential monthly costs for six chosen months means a €7,800 target. With €1,500 saved and €200 monthly deposits, you need 32 complete deposits.
How it is calculated
The target is monthly essentials multiplied by chosen coverage months. Completion time rounds up to the next whole month and assumes no interest.
Common mistakes and limitations
There is no universal coverage figure. Predictable annual bills need their own provision; update the target when circumstances change.
Content by Numelva · Methods, sources and limitations ↗