INTERACTIVE CALCULATOR
Monthly budget
See where your money goes and how much room is left.
UNDERSTAND YOUR NUMBERS
How to read your result
A worked example
€2,400 net income minus €1,650 of expenses and €300 of planned saving leaves €450. A €600 annual bill requires another €50 monthly provision.
How it is calculated
Free monthly margin equals net income minus expenses minus planned savings. The savings rate divides the planned saving by net income.
Common mistakes and limitations
Use monthly amounts throughout and avoid counting a purchase and its credit-card settlement twice. Planned saving is an intention, not a guaranteed outcome.
Content by Numelva · Methods, sources and limitations ↗