INTERACTIVE CALCULATOR
Mortgage
Estimate monthly repayments, interest and the effect of overpayments.
UNDERSTAND YOUR NUMBERS
How to read your result
A worked example
A €200,000 mortgage over 25 years at 3% nominal fixed interest has a monthly repayment of about €948.42. The first month includes €500 of interest.
How it is calculated
The model uses a fixed-rate amortising loan with monthly repayments. Interest is calculated on the outstanding balance; voluntary overpayments reduce it sooner.
Common mistakes and limitations
Insurance, taxes and ownership costs are excluded unless explicitly entered. Variable-rate repayments can change. This is not a mortgage offer.
Content by Numelva · Methods, sources and limitations ↗