INTERACTIVE CALCULATOR
Personal loan
Understand repayments, total cost and an estimated annual percentage rate.
UNDERSTAND YOUR NUMBERS
How to read your result
A worked example
A €12,000 loan repaid over 24 months at zero interest costs €500 per month. An upfront fee of €240 brings total payments to €12,240.
How it is calculated
Repayments amortise the principal at a fixed nominal rate. Estimated APR uses the net amount received after the upfront fee and the regular monthly repayments.
Common mistakes and limitations
Check compulsory insurance, linked products and balloon payments in the actual contract. Fees you do not enter are not included.
Content by Numelva · Methods, sources and limitations ↗